Pension Analysis
FERS / CSRS
State Pension
Municipal Plan
✓ Optimized
PENSION
Your Government Retirement,
Simplified.
Expert retirement planning and insurance solutions for federal employees. Navigate pensions, TSP, benefits, and Medicare with confidence.
TSP / 457(b) Strategy
$487,231 +12%
Projected growth
TSP
Benefits Package
Supplemental coverage reviewed
INSURANCE
Serving government employees nationwide since 2005
Federal Employees
Postal Service
- FERS Planning
- CSRS Planning
- TSP Strategy
- Medicare
- FEHB
- Life Insurance
- Disability
- Survivor Benefits
Comprehensive Support
Built from the ground up for federal government employees.
15,000+
employees served
$2.1B+
in benefits optimized
The challenge
Government retirement systems are complex. FERS, CSRS, TSP—navigating them alone leaves money on the table.
Our approach
We provide expert, personalized guidance across your pension, savings plans, insurance, and Medicare—one trusted partner for your entire retirement.
Retirement planning built for federal service.
Expert Guidance
Our specialists understand federal retirement systems inside and out—FERS, CSRS, TSP, and more.
Comprehensive Coverage
Insurance, Medicare, survivor benefits, and disability—we cover every element of your retirement security, not just the pension.
Personalized Plans
Every government employee's situation is unique. We build custom strategies based on your service history, family, and goals.
Services designed for every stage of your career.
Retirement Planning
Expert analysis of your pension, TSP, or state/municipal plan. We optimize your benefits, project income, and build a roadmap to a secure retirement.
- FERS & CSRS strategies
- State & municipal pensions
- TSP / 457(b) / 403(b) optimization
- Phased retirement planning
- Social Security coordination
Sarah Martinez
Federal Employee · 27 years of service
Retirement Projection
FERS Immediate Annuity ▾
Ready to file
Insurance Solutions
We represent 50+ insurance carriers and specialize in plans for government employees—life, disability, long-term care, home & auto, and more.
- FEGLI supplement & replacement
- Short & long-term disability
- Long-term care insurance
- Home & auto bundling
- Survivor benefit planning
Life Insurance
$500k Term
$250k Whole
Disability
60% Income
LTC Rider
Medicare & FEHB Coordination
Navigate the transition to Medicare while keeping your federal health benefits. We help you avoid IRMAA penalties and maximize coverage.
- Medicare A, B, D enrollment
- FEHB coordination strategies
- Medigap supplement plans
- IRMAA penalty avoidance
- Part D prescription optimization
Coverage Comparison
$3,240 saved/year
Real government employees, real results.
Client success stories
What employees are saying.
"GRS helped me understand my FERS pension options and coordinated my TSP strategy. I'm retiring with confidence instead of confusion."
James R.
USPS Mail Carrier, 31 years
U.S. Postal Service
Credentials & expertise
Licensed and experienced.
Licensed retirement specialists with deep expertise in federal retirement systems
Representing 50+ insurance carriers, offering unbiased product selection for your needs
Nationwide service with specialists available in-person, via webinar, or one-on-one consultation
Proven track record serving government employees since 2005
Free educational webinars on retirement, TSP, Medicare, Social Security, and benefits
No-pressure consultations—education first, recommendations tailored to your situation
Built by government retirement experts for government employees.
Government Retirement Solutions was founded by benefits specialists who understand the unique challenges federal employees face. From FERS and CSRS to TSP and FEHB, we've helped thousands of federal employees navigate their retirement with confidence. Our mission is simple: provide clear, honest guidance so you can maximize your benefits and retire with peace of mind.
Learn More About UsReady to simplify your government retirement?
Schedule a free, no-obligation consultation with a GRS specialist. We'll review your pension, TSP, insurance, and Medicare options—and build a personalized plan.