Affordable Coverage for Hearing Exams & Hearing Aids
Most health insurance plans, including FEHB, offer minimal or no meaningful hearing benefits. Hearing aids alone can cost $3,000–7,000 per pair out of pocket, and they need to be replaced every 3–5 years. Dedicated hearing insurance dramatically reduces this burden, covering audiological exams, hearing aids, fittings, and follow-up care.
GRS helps government employees find hearing insurance plans that make hearing care accessible at any career stage, from early noise-related hearing loss to age-related changes at retirement.
The High Cost of Hearing Care
The average pair of hearing aids costs $5,000 out of pocket without insurance. Most FEHB plans provide at most $500–1,000 in hearing aid benefits, leaving employees with thousands in uncovered costs.
Hearing insurance with meaningful allowances dramatically reduces this recurring burden.
What Hearing Insurance Covers
Audiological Exams
Comprehensive hearing tests and audiograms covered annually to track your hearing health and detect changes early.
Hearing Aid Allowances
Significant per-ear allowances, typically $1,000–3,000, toward the purchase and professional fitting of hearing aids.
Fitting & Adjustments
Fitting sessions and ongoing adjustments are covered, ensuring your hearing aids perform optimally over time.
Batteries & Supplies
Some plans include allowances for batteries, cleaning kits, and replacement components for hearing devices.
Replacement Benefits
Coverage for updated hearing aids every 3–5 years as technology improves and your hearing needs evolve.
Family Coverage
Extend hearing insurance to your spouse and dependents for whole-family auditory health and affordability.
Hearing Coverage Gaps for Government Employees
Minimal FEHB Hearing Benefits
Most FEHB plans provide $500–1,000 in hearing aid benefits every few years, far short of the $5,000+ actual cost of a pair of quality hearing aids.
Noise Exposure in Government Roles
Law enforcement, military, and some civilian government roles involve significant noise exposure, accelerating hearing loss and increasing the need for earlier intervention.
Age-Related Hearing Loss in Retirement
Nearly 50% of adults over 75 have disabling hearing loss. Planning for hearing care costs as part of retirement health planning is increasingly essential.
Hearing Aids Require Regular Replacement
Hearing aids have a lifespan of 3–5 years. Without insurance, replacement costs of $5,000+ recur regularly, a significant ongoing expense in retirement.
Get Hearing Coverage Today
A GRS specialist will find hearing insurance that meaningfully reduces the cost of audiological care and hearing aids for you and your family.
Schedule Consultation