Solving the Retirement Puzzle
Government retirement packages are complex, multi-layered systems that can include pensions, TSP or 457(b) accounts, Social Security, health insurance, Medicare, and survivor benefits. Many employees are unaware of critical decisions that are irrevocable and can cost thousands of dollars.
GRS retirement specialists understand the nuances of federal, state, and municipal retirement systems. We provide one-on-one guidance to help you make informed decisions and maximize your lifetime benefits.
Why It Matters
A single misstep with your pension election, TSP withdrawal strategy, or survivor benefit can reduce your retirement income by $50,000+ over your lifetime.
Our specialists ensure you understand every option before making irrevocable decisions.
Retirement Planning Services
Retirement Paperwork Assistance
Navigate SF-2801, SF-3107, and state-specific forms with expert guidance
Retirement Goal Setting
Define your retirement lifestyle and create a roadmap to get there
TSP / 457(b) / 403(b) Strategy
Contribution optimization, fund allocation, and withdrawal planning
Pension Calculations
Understand your FERS or CSRS pension formula and maximize your annuity
Survivor Annuity Elections
Optimize spousal protection while preserving your monthly income
Social Security Strategy
Coordinate government pension with Social Security for maximum lifetime benefits
FEHB / Medicare Coordination
Navigate Part A, Part B, and FEHB continuation into retirement
FEGLI / Life Insurance Review
Decide which coverage to keep, reduce, or replace at retirement
Retirement Date Optimization
Choose the best date to maximize leave, pension, and health benefits
Your Retirement Planning Timeline
Foundation Building
Maximize TSP contributions, review beneficiaries, understand pension formula
Strategy Development
Refine retirement date, model income scenarios, plan Medicare transition
Execution Planning
Finalize elections, submit paperwork, coordinate FEHB and life insurance
Transition Support
Verify first pension payment, enroll in Medicare, implement TSP withdrawal strategy
Ready to build your retirement roadmap?
Schedule a complimentary consultation with a GRS retirement specialist.
Schedule Consultation