Comprehensive Vision Care Beyond Your Health Plan
FEHB plans offer limited vision benefits, often just one eye exam every two years with minimal allowances for frames or lenses. Standalone vision insurance provides robust annual coverage for comprehensive exams, frames, prescription lenses, contact lenses, and even corrective surgery discounts.
GRS compares FEDVIP options alongside private vision plans to find coverage that keeps your eyecare affordable and accessible for your whole family.
Vision Care Is Preventive Care
Annual comprehensive eye exams detect more than vision changes. They reveal early signs of glaucoma, diabetes, high blood pressure, and macular degeneration before symptoms appear.
Quality vision insurance makes annual exams affordable so you never skip care that protects both your sight and your overall health.
What Vision Insurance Covers
Annual Comprehensive Exams
Full eye exams every 12 months, detecting prescription changes and early signs of serious eye conditions like glaucoma and macular degeneration.
Frames & Lenses
Annual allowances for frames and single, bifocal, or progressive lenses, updated as your prescription changes each year.
Contact Lenses
Contact lens allowances in lieu of eyewear, including fitting exam coverage and follow-up care costs.
LASIK Discounts
Many plans include negotiated discounts of 15–25% on LASIK and other corrective laser procedures.
Medically Necessary Care
Cataracts, retinal disease, and diabetic eye care are covered under medical vision riders on comprehensive plans.
Family Coverage
Extend vision coverage to your spouse and dependents for complete household eye care at discounted family rates.
Common Vision Coverage Gaps for Government Employees
Limited FEHB Vision Benefits
Most FEHB plans cover one exam every two years with minimal frame and lens allowances, far less than annual comprehensive vision care requires.
High Contact Lens Costs
Annual contact lens costs can exceed $400. Vision insurance with contact lens allowances significantly reduces this recurring annual expense.
Children's Annual Prescription Changes
Children's eyes change rapidly, often requiring new prescriptions every year. Without vision insurance, annual frames and lenses are a significant out-of-pocket cost.
Progressive Lens Costs
Bifocal and progressive lenses for age-related vision changes can cost $300–500 per pair. Vision insurance makes these essential lenses affordable.
Get Vision Insurance Coverage Today
A GRS specialist will compare FEDVIP and private vision plans to find the best coverage and value for you and your family.
Schedule Consultation